Electronic Equipment
ELECTRONIC EQUIPMENT POLICY FACT SHEET
Policy Overview
This policy provides protection against unforeseen and sudden physical loss or damage to electronic equipment arising from accidental causes during operation, at rest, or while being dismantled for cleaning, maintenance, or reinstallation.
Policy Description
Policy Overview
The policy general covers:
- Accidental damage to electronic equipment
- Electrical and mechanical breakdown
- Short circuit, overvoltage, and power fluctuations
- Fire, lightning, explosion, and impact damage
- Theft and Burglary
- Damage during cleaning, servicing, or maintenance
- External Data Media cover
- Increased Cost of Working cover
Sum Insured should represent the replacement value of the equipment, including freight, customs duties, and installation costs.
This policy does not cover:
- Normal wear and tear or gradual deterioration
- Wilful negligence or intentional damage
- Consequential loss
- War, nuclear risks, and radioactive
- Software defects or viruses
Claims Procedure
- Notify insurer immediately upon occurrence of incident
- Submit claim form and repair estimate/invoices
- Provide supporting documents and photographs
- Allow inspection by insurer/surveyor
Policy Period
- Typically, 12 months
- Renewable annually
REQUEST A COST ESTIMATE
5th Floor, Bank of Baroda Building,
Sir William Newton Street, Port Louis
Republic of Mauritius
Tel: +230 208 1442
Email: niassurance@niamauritius.com
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BRN: C06000344 FSC License No: IS10000021